Coinbase Launches Regulated ICO Platform to Revolutionize Crypto Fundraising

Coinbase has taken a significant step in the cryptocurrency space by unveiling a regulated Initial Coin Offering (ICO) platform. This move is poised to revitalize crypto-based fundraising, offering entrepreneurs a safer and more transparent alternative to the unregulated ICO boom of 2017-2018. The platform aims to redefine capital formation, aligning with the broader trend of cryptocurrencies reinventing traditional financial systems. Industry experts, including Bitwise's Matt Hougan, view this development as part of a larger shift where digital assets like Bitcoin and stablecoins are reshaping the financial landscape. As of November 2025, Coinbase's new initiative is expected to set a new standard for compliant and efficient fundraising in the crypto sector.

Coinbase Unveils New ICO Platform, Marking Next Big Step in Crypto Fundraising

Coinbase has launched a regulated ICO platform, signaling a potential revival of crypto-based fundraising. The initiative aims to redefine capital formation for entrepreneurs, offering a safer and more transparent alternative to the chaotic ICO boom of 2017-2018.

Bitwise's Matt Hougan sees this as part of a broader trend where crypto reinvents traditional financial systems—Bitcoin for gold, stablecoins for dollars, and now Coinbase's platform for venture capital. The move could modernize how startups secure funding, blending blockchain efficiency with regulatory oversight.

JPMorgan Launches JPMD Deposit Token on Ethereum's Base Network, Pioneering 24/7 Settlement

JPMorgan has transformed its JPM Coin system into JPMD, a deposit token backed by insured balances at the bank, and deployed it on Coinbase's ethereum layer-2 network, Base. This move enables 24/7 settlement for wholesale dollar transactions, bypassing traditional Fedwire delays.

Pilot transactions with major players like B2C2, Coinbase, and Mastercard are already live. The bank positions JPMD as programmable commercial-bank money—instant, composable, and available around the clock. Settlement between JPMorgan clients finalizes in seconds on Base, with simultaneous updates to the bank's internal ledger.

Unlike decentralized finance experiments, JPMD operates as regulated bank money on public blockchain rails. It represents FDIC-insured deposit liabilities at a systemically important bank, now managed via an Ethereum rollup instead of JPMorgan's proprietary database.